Rates
Rates & Insurance Coverage at Real Talk
Our Self-Pay Rate (For Those Without Insurance)
Our goal is to make therapy accessible and straightforward if you're seeking reimbursement for out-of-network services. We offer in-network therapy in person in our Houston office and online across Texas.
Services & Fees
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Individual Psychotherapy – $230
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Professional Consultation – $230
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Sliding Scale – Available case-by-case, based on financial need
Payment is required through a secure credit card on file in our client portal. Sessions are charged automatically after each appointment.
Out Of Network Benefits
If your insurance is not one of our in-network partners, you can still use your out-of-network (PPO) benefits. We’ll verify your coverage before you begin and let you know your estimated cost per session. Most clients with PPO plans pay only their share each visit—no superbills, no waiting for reimbursement—through our secure billing partner that handles claims on your behalf.
We also offer private-pay options for clients who prefer not to use insurance or whose plans do not include behavioral-health benefits. Payment is collected at the time of service by credit card.
Questions about your coverage or expected cost? Our intake team can check your benefits in a few minutes and review all options before scheduling your first session.
How to Check Your Benefits Yourself:
Step 1: Check Your Coverage
Call the number on the back of your insurance card and ask:
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Do I have out-of-network coverage for mental health (CPT codes 90834 & 90837)?
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What percentage is reimbursed?
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What’s my deductible, and how much of it has been met?
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Is pre-authorization required?
Step 2: Pay for Sessions & Get a Superbill
You’ll pay our full session fee at the time of service through our secure portal. We’ll provide you with a monthly superbill—a detailed receipt containing everything your insurance company needs to process your claim.
Step 3: Submit Your Claim
Use one of these apps to file your superbill easily and track your claims—no faxing, no phone calls.
🔹 Reimbursify | 🌐 reimbursify.com
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Cost: $1.99–$3.99 per claim
🔹 SuperBill | 🌐 thesuperbill.com
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Cost: Free for clients
Need Help?
If this process feels overwhelming, just let us know. We’re happy to walk you through it step by step.