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RATES & INSURANCE

Rates & Insurance for Therapy in Houston & Texas

In Network With: BCBS • Aetna • Cigna • UHC/Optum • Oscar

Our team of therapists in Houston and across Texas is in-network with most insurance companies. Many plans have different names or benefit levels (LocalPlus, Open Access Plus, Bronze/Silver/Gold, etc.). If you’re not sure whether your plan is covered, we’re happy to check your benefits for you. 

Oscar Insurance Logo
cigna insurance logo
Aetna Insurance Logo
BCBS Insurance Logo
UHC Insurance Logo

Our Self-Pay Rates

Our goal is to make therapy accessible and straightforward if you're seeking reimbursement for out-of-network services. We offer in-network therapy in person in our Houston office and online across Texas.

 

Services & Fees

  • Individual Psychotherapy – $230

  • Professional Consultation – $230

  • Sliding Scale – Available case-by-case, based on financial need

 

Payment is required through a secure credit card on file in our client portal. Sessions are charged automatically after each appointment.

Out-of-Network Benefits

If we’re not in-network with your plan, you may still be eligible for partial reimbursement through your out-of-network (OON) benefits. Here's how it works:

✅ Step 1: Check Your Coverage

Call the number on the back of your insurance card and ask:

  • Do I have out-of-network coverage for mental health (CPT codes 90834 & 90837)?

  • What percentage is reimbursed?

  • What’s my deductible, and how much of it has been met?

  • Is pre-authorization required?

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💳 Step 2: Pay for Sessions & Get a Superbill

You’ll pay our full session fee at the time of service through our secure portal. We’ll provide you with a monthly superbill—a detailed receipt containing everything your insurance company needs to process your claim.

📲 Step 4: Submit Your Claim

Use one of these apps to file your superbill easily and track your claims—no faxing, no phone calls.

🔹 Reimbursify | 🌐 reimbursify.com

  • 💵 Cost: $1.99–$3.99 per claim

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🔹 SuperBill | 🌐 thesuperbill.com

  • 💵 Cost: Free for clients

🧍‍♀️ Need Help?

If this process feels overwhelming, just let us know. We’re happy to walk you through it step by step.

Good Faith Estimates For Out-Of-Network Benefits

Under the federal No Surprises Act, you have the right to receive a Good Faith Estimate of what your mental‑health services will cost. A Good Faith Estimate is a written document we provide to uninsured or self‑pay clients that lists the anticipated services, their frequency and duration, and the associated fees. The law requires therapists to give this estimate at least three business days before your appointment or upon requestblueprint.ai. If the final charges are more than $400 above the estimate, you have the right to dispute the bill.

 

Our goal is to be transparent and help you make informed decisions about your care.

What our estimates include:

  • Itemized services (e.g., individual therapy sessions, assessments) and the cost of each

  • Our credentials and contact information

  • Any potential extra fees (e.g., late cancellation) and a note that actual costs may vary

You can request an updated estimate at any time.

Balance Billing and Surprise Bills

Before the No Surprises Act, out‑of‑network providers could bill clients for the difference between their charges and what insurance paid; this practice is known as balance billing. These unexpected costs, sometimes called “surprise medical bills,” are now largely banned for emergency care and certain non‑emergency services. If you use insurance to cover your sessions, we only charge your plan’s in‑network copay or coinsurance (if applicable). If you are uninsured or self‑pay, you will receive a Good Faith Estimate and will never be charged more than that estimate without your consent.

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